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Terms of Service

Last Updated: March 10, 2025

1. Acceptance of Terms

By accessing or using the HODLVY application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our App.

2. Description of Service

HODLVY is a habit tracking application designed to help users build wealth, improve health, and eliminate costly bad habits. The App provides tools for tracking financial investments, health metrics, and habit formation.

3. Account Registration

To use certain features of the App, you may need to create an account. You are responsible for:

  • Providing accurate and complete information
  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use of your account

4. User Conduct

When using our App, you agree not to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Use the App for any illegal or unauthorized purpose
  • Interfere with or disrupt the App or servers
  • Attempt to gain unauthorized access to any part of the App
  • Use the App to transmit harmful code or materials
  • Impersonate any person or entity

5. Financial and Health Information

The App allows you to track financial investments and health metrics. Please note:

  • We do not provide financial or investment advice
  • We do not provide medical or health advice
  • Information provided through the App is for informational purposes only
  • You should consult with qualified professionals before making financial or health decisions
  • We are not responsible for any financial losses or health issues resulting from your use of the App

6. Intellectual Property

The App and its original content, features, and functionality are owned by HODLVY and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not:

  • Reproduce, distribute, modify, or create derivative works of the App
  • Use any content from the App for commercial purposes without permission
  • Remove any copyright or other proprietary notices

7. User Content

You retain ownership of any content you submit to the App. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and display such content in connection with providing and promoting the App.

8. Third-Party Links and Services

The App may contain links to third-party websites or services that are not owned or controlled by HODLVY. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

9. Subscription and Payments

Some features of the App may require a subscription. By subscribing:

  • You agree to pay all fees associated with your subscription
  • Subscriptions automatically renew unless canceled before the renewal date
  • You can cancel your subscription through your account settings
  • Refunds are provided in accordance with applicable law and our refund policy

10. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL HODLVY, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE APP.

12. Indemnification

You agree to defend, indemnify, and hold harmless HODLVY and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from your use of the App.

13. Termination

We may terminate or suspend your account and access to the App immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

14. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the App after any changes constitutes acceptance of the new Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

16. Contact Us

If you have any questions about these Terms, please contact us at:

Email: legal@hodlvy.com
Address: Aerodrome, Victoria Falls